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Disclaimer

Last Updated: February 11, 2026

General Disclaimer

The information provided by FiiTech through our SIP calculator, EMI calculator, and other financial tools is for general informational and educational purposes only. All information on the website is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information.

Not Financial Advice

IMPORTANT: The calculators and content on this website do NOT constitute professional financial advice, investment recommendations, or tax advice. The results generated by our tools are estimates only and should not be considered as guaranteed outcomes.

Before making any financial decisions, including investments in mutual funds, SIPs, or taking loans, you should:

  • Consult with a qualified financial advisor or planner
  • Read all scheme documents carefully
  • Understand the risks involved
  • Consider your personal financial situation and goals

Calculation Accuracy

While we use standard financial formulas for our SIP and EMI calculators, actual returns and repayment amounts may differ due to:

  • Market Volatility: Mutual fund returns fluctuate with market performance
  • Fees and Charges: Entry loads, exit loads, expense ratios, processing fees
  • Taxes: Capital gains tax, TDS, and other applicable taxes
  • Lender Variations: Different banks may calculate EMI slightly differently
  • Interest Rate Changes: Floating rates may change during the loan tenure

Investment Risk Disclaimer

Mutual funds and SIP investments are subject to market risks. Past performance is not indicative of future results. The value of investments can go down as well as up. You may not get back the full amount invested.

Please read all scheme-related documents carefully before investing.

Loan and EMI Disclaimer

EMI calculations are approximations. Actual EMI amounts may vary based on:

  • Lender's calculation method (daily reducing, monthly reducing, etc.)
  • Processing fees and other charges
  • Insurance premiums if applicable
  • Prepayment penalties
  • Changes in interest rates for floating rate loans

External Links Disclaimer

This website may contain links to external websites or resources. These links are provided for convenience only. We have no control over the content and nature of these sites and are not responsible for their content, privacy policies, or practices.

No Guarantees

We make no guarantees regarding:

  • Return on investments calculated by our SIP calculator
  • Loan approval based on EMI calculations
  • Website availability or uptime
  • Absence of errors or bugs in our calculators

Limitation of Liability

In no event shall FiiTech, its owners, employees, or affiliates be liable for any loss or damage, including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from:

  • Loss of data or profits arising out of or in connection with the use of this website
  • Financial decisions made based on calculator results
  • Reliance on information provided on this website

Affiliate Disclosure

This website may contain affiliate links or advertisements. If you click on these links and make a purchase or sign up for a service, we may earn a commission at no additional cost to you. This helps us keep the calculators free to use.

Professional Consultation

We strongly recommend that you:

  • Consult with a SEBI-registered investment advisor for investment decisions
  • Speak with bank representatives for accurate loan terms
  • Consult a tax professional for tax-related queries
  • Verify all calculations independently

Updates to Disclaimer

We may update this disclaimer from time to time. Your continued use of the website following any changes indicates your acceptance of the updated disclaimer.

Contact Us

If you have any questions about this disclaimer, please contact us at:

Email: info@fiitech.com
Contact Form

⚠️ Remember: Our calculators are tools to help you plan. Always do your own research and seek professional advice before making financial decisions.